Total Consumer Credit Owned and Securitized

Total Consumer Credit Owned and Securitized refers to the total amount of consumer debt that financial institutions have purchased and packaged into securities. This includes various forms of credit such as credit card debt, auto loans, and student loans, which are then sold to investors as asset-backed securities. Understanding this metric is crucial as it provides insights into consumer borrowing trends and the overall health of the economy. Typically, this data is released monthly by the Federal Reserve, offering a timely snapshot of consumer credit conditions. Analysts and economists closely monitor these figures to gauge consumer spending behavior and its potential impact on economic growth. By keeping an eye on Total Consumer Credit, stakeholders can make informed decisions regarding investments and policy-making, highlighting its significance in economic analysis.

To use the graph, hover your cursor over the red line to display the date and value. Notice the map control in the upper right corner when you hover your cursor over the graph. These controls enable you to zoom in, zoom out, pan in any direction, or download the graph image to your device.