Total Consumer Credit Owned and Securitized

Total Consumer Credit Owned and Securitized refers to the total amount of consumer debt that financial institutions own and have packaged into securities for investment purposes. This includes various forms of credit such as credit card debt, auto loans, and personal loans that are pooled together and sold to investors as asset-backed securities. By securitizing consumer credit, lenders can manage risk and increase liquidity, allowing them to offer more loans to consumers. This process also plays a crucial role in the broader economy, as it influences interest rates and the availability of credit. Understanding Total Consumer Credit Owned and Securitized is essential for grasping how consumer borrowing impacts financial markets and economic stability. As consumer credit levels rise or fall, they can signal changes in consumer confidence and spending habits, making this metric a vital indicator for economists and investors alike.

To use the graph, hover your cursor over the red line to display the date and value. Notice the map control in the upper right corner when you hover your cursor over the graph. These controls enable you to zoom in, zoom out, pan in any direction, or download the graph image to your device.